Haryana Govenment Schemes

1.Bhavantar Bharpayee Yojana (BBY)- 

The scheme was launched on 31.12.2017 by the Govt. Main purpose of this scheme is to mitigate risk of horticulture farmers during low prices in wholesale market and to motivate them for diversification from agriculture to horticulture.

2.Mukhyamantri Bagwani Bima Yojana(MBBY)-

• Govt. launched Horticulture Crops Insurance scheme as MBBY on 01.01.2021 for the farmers growing horticulture crops to mitigate their risk against loses due to adverse weather and natural calamities, like hailstorm, temperature, frost, wind velocity, fire etc. 
• This scheme implemented in addition to Bhavantar Bharpayee Yojana (BBY), which is a State plan scheme to strengthen the cluster development programme. 
• This scheme encouraged farmers to raise horticulture crops to increase their income level and farmer to use innovative and moral agricultural practices.

3.The Mukhya Mantri Parivar Samridhi Yojana (MMPSY)-

• It is a unique initiative of the Govt. of Haryana. 
• The scheme, which is one of the largest social security programme in the country, has been designed under the leadership of Chief Minister of Haryana, to secure the future of underprivileged sectors of the society and a step towards universal social security by ensuring Life and Accidental Insurance for all Economically Weaker Sections (EWSs) along with assured pension and Family Provident Fund for Farmers and Unorganised workers of the State. 

4. Major Loan and Advances Schemes of HARCO Bank (The Haryana State Cooperative Apex Bank ltd.) 

• Crop Loan (Kisan Credit Card)
• Revolving Cash Credit Scheme
• Loan for Rural Artisans
• Consumption Loan
• M.T. Loan Sponsored Scheme
• Loans for Petty Shopkeepers etc.
• Personal Loan, Car Loan, House Loan Scheme etc.
• Enterprise Loan Scheme
• Assistance for Small Road and Water Transport Operators (SRWTO)
• Project Finance for Agro Based Projects
• Scheme for Soft Loan Assistance for Margin Money
• Loan to other Types of Societies

5. With a view to secure the welfare of trade and industry of the State, the Govt. of Haryana has launched two insurance schemes on 11.09.2019 

(i) Mukhyamantri Vyapari Samuhik Niji Durghatna Beema Yojana (MVSNDBY) : 

• This scheme is for loss of life and permanent disability in case of accidents under Personal Accident Policy. 
• It shall provide insurance coverage of ` 5 lakh to the owners of proprietorship firms, all partners of partnership firms, and all designated partners of Limited Liability Partnership (LLPs), Karta of HUF and all the Directors of Private Limited companies. 

(ii) Mukhyamantri Vyapari Kshatipurti Beema Yojana (MVKBY)Y: 

• This scheme is for loss of stock of goods and furniture & fixtures by fire, burglary, floods and earthquakes. 
• It shall provide insurance coverage ranging from ` 5 lakh to ` 25 lakh depending upon the turnover of a registered taxpayer.